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6 Christmas Shopping Tips You Must Know
By John Morris
There are a variety of opportunities for holiday shoppers, including stores, catalogs and the internet. Below are 6 Christmas tips:

Christmas Tip #1: Shop Early

If you’re heading out to the mall this year, have your list ready. It’s a good idea to shop early in the season because, if you wait too long, that perfect gift may already be under someone else’s tree.

Christmas Tip #2: Be Polite

Always remember to be polite. The holidays are extremely busy and store employees are working overtime, so be patient as you wait for assistance.

Christmas Tip #3: Layaway

If you have a big list, but not quite a budget to match, consider a layaway. Many stores offer a convenient layaway plan, which would allow you to make payments up until Christmas. It saves you from having to charge up credit card bills or spend a lot of pocket money all at once, so consider a layaway if you have a big list.

Christmas Tip #4: Shop Online

If you do decide to shop on the information superhighway this year, it will save you a lot of time standing in line at the mall. You can literally shop worldwide with the click of a button. Browse photos, compare prices, read customer reviews and see a huge variety of products without having to leave home. Best of all, in some cases, you won’t even have to pay sales tax on internet orders. Some stores offer free shipping, quantity discounts and all kids of other incentives to lure you into their site. In addition, several televised networks have websites in which they offer an easy payment program on select items. This means that you

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