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Answers To Money And Shopping Questions While Cruising Europe
By Mary Hanna
Money matters can be confusing when traveling but maybe this article will help you out.
We always take lots of single and five dollar bills with us on every cruise. They come in handy for taxis, tips for tour guides, tips for the staff, and little souvenirs at craft shops. They are handy if you run across a bartender on the ship that is really treating you well.

Europe has now changed to the Euro in many countries making it easier to travel from country to country. The countries that are now using that currency are: Austria, Belgium, Finland, France, Germany, Greece, Holland, Ireland, Italy, Luxembourg, Portugal, Spain, Andorra, Monaco, San Marino, The Vatican, Martinique, Guadalupe, Montenegro, and Kosovo.

Thanks to the miracle of the ATM machine, it is now easier that ever to get money in foreign countries. Use your ATM card in the machine to get the appropriate amount of money for the days you will be in each country. This eliminates carrying lots of Traveler’s Checks but take a few in case of emergencies. Never carry big wads of money no matter where you travel. It makes you an instant target.

Always keep in mind that you will be unable to reconvert coins so spend them liberally. It will be necessary to know the exchange rate so you can figure out how much you will need. If you are doing a cruise in the British Isles you may make three stops in Ireland so plan for three days of the local currency if you don’t want to keep finding an ATM machine.

If you are cruising around the Caribbean, every merchant takes dollars and credit cards, I recommend using Credit Cards. If you don’t use the above suggestion about using the ATM’s the ship will provide a service to change dollars into Euros or any other currency necessary. You should have some of the local money for buying small items such as soft drinks or a snacks, tips or local craft items. Any other purchases should be charged to your credit card because this

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